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CashLady Quick Payday Loan Instant payday loans Once you have been approved, you will log into your account and choose a date to repay your loan. IF EITHER PARTY FAILS TO COMPLY WITH THE ARBITRATOR'S AWARD, THE INJURED PARTY MAY PETITION THE CIRCUIT COURT FOR ENFORCEMENT. But before you click on a link, the Federal Trade Commission FTC , the nation's consumer protection agency, has a few caveats to share. Monkeydosh is a payday lender here to help you secure a payday loan for those unexpected financial costs. If you've decided that a payday loan truly is your best option, the next step is finding a loan that works for you. Feel free to apply and we are sure to see you come back! Fees vary by state. The obvious advantage is that you can expect to get the money much faster with far less trouble than what you would have to go through if you were getting some other financial product.